OK, I’ll admit it.I love makeover shows. All of them.I don’t care if we’re talking about making over a home, car, person or pet, I love seeing what creative professionals can do in a short amount of time with the right materials.

What I’m not so crazy about is the money people are often shelling out to transform themselves from their “before blahs” to “after-aaahhhs” – give me a break! Truth is, if we’re talking about updating your style, you’ll be amazed how you can achieve the same magic as the big shows, for easily 95 percent less!

First of all, let’s talk hair.Keep your style simple, and beautiful. Don’t go for elaborate styles that require a $150/month cut, color or treatment (I’ve connected with many in dire financial straits who admit to spending double that, enough said). I’ve called wonderful salons that inform me my own low-maintenance style and color would require a $150 monthly appointment. Sorry, that’s just not happening.Instead, I keep the cut simple, easily maintained at home.If you currently have your hair colored at a salon for hundreds a month, it’s time to launch a bold initiative and attempt it at home. I’m no stylist, but I’ve dyed my own hair dozens of times at home, kids running about, phones ringing, emails announcing themselves in the background. Hardly a serene, pampering environment, it’s more like a beauty spa’s evil twin.But with an extra $1,800/year in the bank to show for it, I’ll dodge the hot wheels cars underfoot in the powder room as I snap on my plastic gloves and get to work.

This close to the hairline, let’s talk eyebrows. I know many who indulge in a $25/month wax treatment.My sophisticated math (and a calculator) tells me you’re spending $300/year.Allow me to direct your attention to my $10 salon-quality tweezers.Go get some.

On to the nails. Mine are awful, courtesy of admittedly poor maintenance, washing dishes with no rubber gloves, running after two fabulously active kids and an active writing/emailing/blogging (and OK, yes) Facebooking day. You ever hear of those people who sleep with their hands slathered in luxurious lotions slipped into those heated gloves?If they have a secret club, their clubhouse features a dartboard with my picture on it.All that said, I adore the look of well manicured nails.If I’m heading out to a speaking event, I love to perpetuate the illusion that I’m the sleeps-with-gloves-on-diva.I could head to the salon, but then I’d be paying $50-plus for the full treatment.Don’t think so.Instead, I head to the beauty supply store for their fantastic supply of medium-length, salon-quality, no-chip guaranteed, custom-fit French nails instead.They’re $6 or less, take 10 minutes to apply at home, they’re beautiful, and they last for days afterwards, even when you use them to unscrew your screens as you put in the storm windows for winter.Great multitasking, no?

If you’d like to update your style, go for it with no fear (and no overspending)! A fabulous new look awaits you, for 95 percent less than the cost of a salon – Frugal On!

— Kristen Hagopian is a Radio Talk Show Host, Columnist, Consumer Reporter, motivational speaker & author of “Brilliant Frugal Living”. Her radio talk show airs Tuesdays & Saturdays at 11 a.m. on Philadelphia’s 1180AM WFYL. You can find her online at http://www.BrilliantFrugalLiving.com

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