If you’re anything like me, you’re finding it hard to believe that the summer is nearly over.Yet, here we are, with kids ready to head back to school and holidays less than 12 weeks away!With summer activities and spending winding down, now is the perfect time to get back into saving mode, with easy tips that can easily put hundreds in your pocket by year’s end!
(1) Start packing your kids’ lunches this year (if you don’t already): Average school lunches can run anywhere from $2.50-$6 per day.You can easily make one yourself in 5 minutes a day for less than $1.Even if you’re only saving $1.50/day, do that five days a week from now until Christmas and you’re saving $127.50 – for one child! Two kids, even three, and you’re talking about nearly $400 in savings just in the time between now and Christmas! As for lunch ideas, keep it simple. We’re talking about sandwiches, maybe a baggie of pretzels, piece of fruit and a cookie, and boom, you’re done.
(2) Ditch one unhealthy habit.We all have them, we could all do better off without them.It doesn’t have to be a horrific, absurdly idiotic habit like smoking, but, if you do smoke, say, a pack of cigarettes a day, it doesn’t hurt to be reminded that a pack of cigarettes costs an average of $7.Simply cut that habit in half and you’re talking about savings of $415 in just a few short months.Ditch that habit all together and you’re saving yourself over $800, just in the few months between now and Christmas.Crazy, no?
(3) Even if you’re not a smoker, a little self-reflection could reveal an unhealthy habit or two (and again, we all have them). Do you hit the soda and/or candy machine at work? Do that once a day, just an average of $1.25/day, Monday through Friday, and that’s $150 between now and Christmas.If you must have an afternoon soda or sugary candy hit, head to the local discount grocery and pick up a good stock of sodas and/or candy bars for 25 cents each, and you’re saving nearly $120, and still getting your daily fix.
(4) Bring on the autumn tax writeoffs! As you’re getting out the fall clothes for you and your family, take an honest look at what’s going to be used, and what will probably sit unused in your dresser drawers.Do your bottom line a huge favor and bundle any extra – sure to be unused – stuff into a hearty extra tough garbage bag and haul it to the local Goodwill or Salvation Army so it can actually get used by someone.Best of all, rather than having to find somewhere to stuff it into your closet, you now have a delicious bag of tax writeoffs instead!
With just a few effortless steps, you can make these last months of 2012 a money-saving venture that will pay off big time by the time the holidays roll around.Frugal On!
Kristen Hagopian is a radio talk show host, columnist, consumer reporter, motivational speaker & author of “Brilliant Frugal Living”. Her radio talk show airs Tuesdays & Saturdays at 11 a.m. on Philadelphia’s 1180AM WFYL. You can find her online at http://www.BrilliantFrugalLiving.com